What's New Retirement Planning for the "Rest of Us" For now a web-site - Presently, February 2010. I have a draft of a BOOK (which I thought might be published). I'll send the pdf file to anyone interested. This series of web-sites gives retirement planning advice appropriate to those of us not lucky enough to have employer pension plans (the "Rest of Us"). This material was last updated Spring 2007 - so it's 'out of date'. It doesn't include information on TFSAs. There are new tougher regulations coming which affect the 'early CPP' decision.

Biography - Curriculum Vitae - Picture (:}

Go Figure Documents - An occasional Newsletter on the quantitative side of social policy

How to e-mail Richard - the easy way

"Public servants have an easier time finding the public interest when we light the way with public exposure. - Moi"

"Torture the data long enough and it will do your bidding" - paraphrasing Kaiser Bengali

"Governments use, the weapon of quantity as often as the weapon of retention in order to sell their point of view. Factual attacks from the outside can be neutralized by a volley of governmental facts." - John Ralston Saul

"Nationally, the parties have become little more than advertising machines, competing for public support by much the same techniques of imagery as businesses with almost identical products use to compete for market share of detergents or banking services or whatever." - Tom Kent

Assets and Access to Disability Related Welfare
This report reviews the barriers which prevent families from assisting a relative on welfare because of a disability and the idea for an RDSP (Registered Disability Savings Plan) which would allow relatives of someone with a disability to save on their behalf.

A Short Note on how you measure E.I. Coverage along with some interesting data

A Review of how effectively (or not) governments support Dependent Care (caregiving)

How Lower-Income Canadians are defrauded by RRSP's Published by C.D. Howe Institute

Adding Social Condition to the Canadian Human Rights Act: Some Issues: Report for the Canadian Human Rights Act Review Panel

Social Exclusion in the Design and Administration of Social ProgramsOriginally published in Perception by CCSD

A note on the history of poverty and the poor.

Critque of poverty lines as seen by the Fraser Institute:

Critque of the MBM: officialdom perspective on poverty

or This was written right after the MBM was announced.

How you measure UI/EI Coverage affects what you get. Prepared for the Kelly Lesiuk Court Challenge of EI regulations.

Who gets EI Maternity Benefits - and who does not

Personal stories:
Current programs do not deal well with many seniors. Many lose out on benefits because they are unaware of them. When some of them eventually apply for those benefits, current legislation often limits retroactive benefits to 11 months.

These stories illustrate the problems.

Retirement Planning for the "Rest of Us"
For now a web-site - Spring 2007 a BOOK.

This series of web-sites gives retirement planning advice appropriate to those of us not lucky enough to have employer pension plans (the "Rest of Us").

The web-site includes advice for the "Rest of Us" on early CPP - take it - and RRSPs - cash out before you turn 65.